Posted on: 21st Apr, 2010 12:35 pm
They contacted my husband about a home loan claiming to be based out of new york. I can't find any info about them on the web. The person my husband spoke gave my husband this website to check out "centralpf.com" which doesn't provide too much info. My husband filled out something on lending tree about a month ago, that's how this person got our information. He told my husband that he was approved for a 12 yr. fixed 100,000 loan, which when you do the math with interest comes out to almost 150,000 US dollars. My instinct is giving off bad vibes about this situation....he also said that the down payment would be 4000 and that they don't take payments by phone. He said we could either wetsern union or send the payment by cashiers check. He also said that they work with several different lenders to find you a loan. I am going to call this person back and speak with him myself, because this doesn't sound right to me. He also called from an unknown number but he did leave an 800- number plus ext for us to call back.
Me and my hubby are first time home buyers and we don't want to get scammed by anyone. I probably won't even bother calling him back because i'm not cormfortable with this at all.
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Me and my hubby are first time home buyers and we don't want to get scammed by anyone. I probably won't even bother calling him back because i'm not cormfortable with this at all.
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I to sent them 700 and was told today they re evaluated my loan and I need pay another 700, but I could a refund on 22nd of May if I couldn't come up with the other 700. So we'll see if I get my refund.
well james, if everything falls through for you i'll be happy for you. but you do see what others are writing in this blog right? well, if you want to go through with the loan that's your decision. i'll be routing for you.
I was approved also, Called back today micheal york told me the same thing
I went to FTC COMPLAINT ASSISTANCE and wrote them about it
I wish that I had seen this prior to me falling into this trap. Do not go for this. George, you are so right. The guy I spoke with was Richard Keane who promised me what I wanted. I had a applpied for a personal loan for 7K. He had all of my information and said that I would get an interest rate of 6%. So, he asked for a fax number that he could send the contract to. I gave it and I reviewed it. It looked in order, I even gave it to a few friends to review and it looked good. Well, I had to give a deposit of 1K which would cover the 1st 5 payments of this "loan". I sent it. The next business day, I called due to no funds reciebed yet and Richard told me that there was a hold on my transfer and said that I needed to talk with his manager. I contacted the manager and he said paragraph 10 (X) of the contract states that they can review my application one more time and as a result, they are wanting another 5 payments (1K). I of course refused and wanted a refund. He said that it would take a month to get that back to me ( I probabaly wont see it back). BBB does not show them as a bad company, yet. I am going to be contacting them shortly to tell them my story. Hope this helps everyone.
I just posted prior, Michael York was the manager that I was sent to that told me he needed another 5 payments. He did say that my refund would come back on may 20th. I am not expecting it. This is so sad.
So May 20th is the date...If we all get our money back, I'll be kicking my own butt but till then not getting my hopes up.
letting all you people know that i received my loan today! so i dont know what the problem with all of you is. and most of the replies on this forum are from random people that arent even members! why is that? what are you trying to hide?
I believe I just got scam by a bad credit loan company call Central Park Finance Services (centralpf.com). I was called on the 22 of April saying I was approved for a 10000.00 dollar loan. But because of my bad credit I had to deposit a secured loan for $1400.00. I was so excited I could purchase that home I wanted. Was not thinking single mom of 5. So I followed the instruction send money through Western Union . And the guy asks me for the code to make sure I send the money. I was then told I would have the money deposit in my account in 1 business Day. It was not so I called them and they told me there was a hold on my loan and transfer me to someone else. He then said that my credit was re-checked and that the insurance required another 6 month payment of 1400. I told him I did not have it so he said that they could refund me the first 1400. on May 22 2010 and have till then if I change my mind. I asked him why do I need to wait so long for my refund and he gave me some excuse about the investor. Here I am waiting now until May 22 but I know I was scam. Fool of the year.
I don't think there is anything wrong with us, but the people that live off others dreams and hope.
Everyone, it would benefit somebody and perhaps everybody if someone or everyone would contact the Attorney General's office and register a loud complaint. We can see that this outfit very quickly has hooked a bunch of folk, and there's no way anyone ought to have to wait until May 20 to receive a refund.
That just gives them time enough to abscond with the funds, fold the company and create a new company with a new name so they can scam some new people (and some of the old too, no doubt).
Call the Attorney General's office now!
That just gives them time enough to abscond with the funds, fold the company and create a new company with a new name so they can scam some new people (and some of the old too, no doubt).
Call the Attorney General's office now!
HAS ANYONE GOTTEN A LOAN
I don't have a personal experience with that company. You can check out the their BBB records and Rip off report in order to know whether or not people are satisfied with their services.
This is in response to Jamesc, i really feel like you work for the company. There is nothing wrong with us, how come out of everyone who responded to this forum you are the only one that got your loan? Everyone has similar stories and you dont. So what if we are not members and what exactly will we be hiding, what do we have to gain by hiding anything?
You need to tell whoever is paying you to give people false hope that even if they never get caught now, karma does come back to bite in ways we never expected. Most of us really needed the money that we lost.
You need to tell whoever is paying you to give people false hope that even if they never get caught now, karma does come back to bite in ways we never expected. Most of us really needed the money that we lost.
Looks like we have been had too. The money was supposed to be in our account today. So far we have not seen a dime