Posted on: 09th Jan, 2009 04:37 pm
Have anyone heard of ( Elect Group,LLC in Coral Springs FL.)
Iam in default for about 3000.00 on my loan with 8.5 fixed rate.
They wont 1.995 up front .To begin paper work on a loan modification
said that they should beable get me 4.fixed rat. Do anyone thank that this might be a scam[/b]
Iam in default for about 3000.00 on my loan with 8.5 fixed rate.
They wont 1.995 up front .To begin paper work on a loan modification
said that they should beable get me 4.fixed rat. Do anyone thank that this might be a scam[/b]
Valerie Nelson why are you trashing USMAC?
I worked with you at the Enterprise office TEAM MODZILLA, USMAC is not a scam at all, you know these loanmods can take anywhere from 2-12 months, USMAC submits the file multiple times if needed, the customers get very impatient, the lenders hate to modify, people choose to hire USMAC, its a service, We all have seen the completed loan mods and their are thousands of them. NO BULL$%^&. Everyone hates the owner Scott Gimbel, it is what it is, as for Maribel she is cool and she bounced months ago and Danny is cocky arrogant but everyone loves him their and he holds it together somehow.
I quit because the marketing slowed down, but I can assure all customers.
USMAC IS NOT A SCAM
I worked with you at the Enterprise office TEAM MODZILLA, USMAC is not a scam at all, you know these loanmods can take anywhere from 2-12 months, USMAC submits the file multiple times if needed, the customers get very impatient, the lenders hate to modify, people choose to hire USMAC, its a service, We all have seen the completed loan mods and their are thousands of them. NO BULL$%^&. Everyone hates the owner Scott Gimbel, it is what it is, as for Maribel she is cool and she bounced months ago and Danny is cocky arrogant but everyone loves him their and he holds it together somehow.
I quit because the marketing slowed down, but I can assure all customers.
USMAC IS NOT A SCAM
sorji, yours is a horrendous waste of space and time
oc lo, can you imagine the skepticism among those who are reading these posts? it's like a game that children play:
yes you are
no i'm not
yes you are
no i'm not
so tell me, why would anyone believe the positive things? people who speak negatively usually do so only after their hearts begin to ache, and of course, we anticipate that the corporate response would be denial.
why should we believe you? are there statistics to back up these claims of being helpful to troubled homeowners?
oc lo, can you imagine the skepticism among those who are reading these posts? it's like a game that children play:
yes you are
no i'm not
yes you are
no i'm not
so tell me, why would anyone believe the positive things? people who speak negatively usually do so only after their hearts begin to ache, and of course, we anticipate that the corporate response would be denial.
why should we believe you? are there statistics to back up these claims of being helpful to troubled homeowners?
Valerie Nelson was an ex employee, not sure why she is slamming the managers and the company, she has been gone for a long time, probably can't get a job anywhere, as far as scamming people, USMAC really does a lot of loan mods, they have big books in the office of each loan mod success available for inspection. I have seen the books myself.
it's really distressing to see so much slanderous material being posted these days.
USMAC ARE SCAM ARTISTS DO NOT GIVE THEM ANY MONEY!!!!! THEY HAVE BEEN GIVING US THE RUN AROUND FOR TWO MONTHS. DON'T TRUST THEM.
My wife and i are still dealing with Christian M Dillian.We just read some comments on this page and confirmed what we had been thinking all along.We have untill January 29th then our house will go in to auction this is in 4 days.they told us to fax some paper work in and they would stop the auction by contacting the mortgage company.We have been getting the run around for 1 year now.We payed 3995.00.We just had a baby on Christmas morning and now if this is true our new born and 3 other kids will be homeless.someone help please.
Hi Guest,
You do not need a third party to deal with your lender. If you wish, you can contact the lender yourself and negotiate with him for a payment plan. I would suggest you to contact your lender immediately and check out if they can help you in getting a payment plan so that you are able to save the property.
You do not need a third party to deal with your lender. If you wish, you can contact the lender yourself and negotiate with him for a payment plan. I would suggest you to contact your lender immediately and check out if they can help you in getting a payment plan so that you are able to save the property.
adonis, you are absolutely correct in making that statement. no borrower needs to use a third party. however, so few people are comfortable with the process that they feel it necessary to have someone speak for them in order to navigate through the vagaries of this modification process.
the key, of course, is to find someone who is a true advocate - someone trustworthy, reasonable and valuable. value is not necessarily determined by fee, either. one's fee could be high, as we've seen too many times, and the service can be atrocious. a low fee can also lead to bad service.
i think a fee ought to be structured in such a way that all potential costs can be covered, while at the same time allowing the person performing the service to be compensated justly for time and effort as well as effectiveness.
the key, of course, is to find someone who is a true advocate - someone trustworthy, reasonable and valuable. value is not necessarily determined by fee, either. one's fee could be high, as we've seen too many times, and the service can be atrocious. a low fee can also lead to bad service.
i think a fee ought to be structured in such a way that all potential costs can be covered, while at the same time allowing the person performing the service to be compensated justly for time and effort as well as effectiveness.
Hi, has anyone ever heard of this USMAC LAW GROUP company doing restructing of your loan? They want to basically restructure my loan at current value and then the goverment will write off the differnece?? They have investors that do this and I would be paying the investor back on the new loan. Is this a scam?
Hi Betty,
Your query has been answered in the given page:
http://www.mortgagefit.com/companies/usmac-loan.html#146637
Please take a look at it. I hope it will help you.
Thanks
Your query has been answered in the given page:
http://www.mortgagefit.com/companies/usmac-loan.html#146637
Please take a look at it. I hope it will help you.
Thanks
Dont trust these people they got 1800.00 from us told us not to pay mortgage payments, this would help us get approved. It has been a 9 month rat race and have gotten no where. So please do your research this group is a joke!!!!!!!!! YOU WILL NOT GET YOUR MONEY BACK!!!!!!!!
if a company gives you a guarantee that it will solve your problems, run away.
if a company charges a large sum of money up front, you may not need to run away, but you truly need to delve deeper into what they're doing with that money.
if a company suggests that you give them your money, stop making mortgae payments, and wait for them to get back to you, run away.
when you run away, be certain that you maintain contact with your lender. that is the one entity that won't ask you for money upfront to consider a modification or to remedy your situation, other than asking you for regular mortgage payments.
if a company charges a large sum of money up front, you may not need to run away, but you truly need to delve deeper into what they're doing with that money.
if a company suggests that you give them your money, stop making mortgae payments, and wait for them to get back to you, run away.
when you run away, be certain that you maintain contact with your lender. that is the one entity that won't ask you for money upfront to consider a modification or to remedy your situation, other than asking you for regular mortgage payments.
My family is working with USMAC Law Group for a loan modification and its been 8 months I think and were getting foreclosure letters. What should we do? They say they can save our home but our mortgage lender keeps sending these foreclosure letters. What can we do to get this modification through and keep our home?
Hi Ray!
Welcome to forums!
You should contact your lender and ask him to speed up the process of loan modification. He will let you know whether or not your request for modification will be accepted. In case, your request is not accepted, then the lender can foreclose the property.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You should contact your lender and ask him to speed up the process of loan modification. He will let you know whether or not your request for modification will be accepted. In case, your request is not accepted, then the lender can foreclose the property.
Feel free to ask if you've further queries.
Sussane
Ok, I'll ask that. Tonight, I just found out that our home IS in Foreclosure and the only way to not be in foreclosure is to bring the account up to date and pay 22,000. Is this the only way to get out of foreclosure? There is no date set and I would like to know how long till they set one. I'm going to pay the mortgage starting tomorrow to show that there's money being payed till (I hope) the lone modification kicks in. Hopefully, this will buy us time till we come up with a lump some payment.
Why is it taking so long? we were told 5 months max! Some background info, We have not payed 2008 taxes and the san mateo county secured tax bill, does that effect the process? We were told that it does not.
PLEASE PLEASE PLEASE and suggestions? I do not want to loose my home. Thank you.
Why is it taking so long? we were told 5 months max! Some background info, We have not payed 2008 taxes and the san mateo county secured tax bill, does that effect the process? We were told that it does not.
PLEASE PLEASE PLEASE and suggestions? I do not want to loose my home. Thank you.