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Can credit card company place lien on Social Security Check?

Posted on: 19th Apr, 2008 03:06 am
Can credit card company place a lien on social security check? I am on disability and social security is the only income I live on. Pls advise!
Hi J.Moore,

Welcome to the forum.

I do not think that a credit card company can place a lien on your social security check. If you are delinquent on Federal tax then only the Government may garnish it.

Best of luck,
Larry
Posted on: 19th Apr, 2008 03:19 am
No they can not put a lein on social security.
Posted on: 19th Apr, 2008 06:22 am
No they can't but be sure that if you have your check direct deposited you don't deposit any other funds besides ss benefits into that account just in case they would pull money from it.
Posted on: 20th Apr, 2008 06:49 pm
Hi J.Moore,

No credit card companies cannot place a lien or garnish income from Social Security. Social Security benefits are exempted from execution, attachments, garnishment, bankruptcy or insolvency laws or any legal procedure.

Regards,

Jessica.
Posted on: 22nd Apr, 2008 05:35 am
Hope this all answers your question. Good luck.
Posted on: 25th Apr, 2008 05:56 pm
These posters are exactly right, they can't garnish social security.
Posted on: 28th Apr, 2008 07:55 pm
the answer to that is NO THEY CAN NOT TAKE YOUR MONEY FOR THE GOVERMENT AGAINST THE LAW FOR THAT


THANK YOU
Posted on: 30th Apr, 2008 10:19 am
But you must inform your bank that it is social security that is going into your account, they may not be aware. The bank can stop the garnishment, only if they know it a head of time. goodluck.
Posted on: 30th Apr, 2008 11:07 am
the credit card company can't garnish social security at all

thank you
Posted on: 30th Apr, 2008 11:48 am
Hey info, I am really glad that you are here, it is exciting to have a fresh face and a new point of view on things, welcome aboard.
Posted on: 30th Apr, 2008 04:42 pm
thank you
Posted on: 30th Apr, 2008 08:29 pm
If ya have any other concerns let us know. We will help you the best we can. See ya around the forum.
Posted on: 02nd May, 2008 03:07 am
If you owe money for credit cards and cannot afford to pay it back because you are not working and are living on ss, if you were able to save a little in your savings account little by little, can you attach your monies in that account if it is joint ownership. Also if you own your car outright (1999) can they put a lien on that as well? Thank you
Posted on: 05th Jul, 2008 11:15 am
Hi MARYLOU.

Welcome to the forum.

You should try to pay the credit card debts as the interest rates of credit card debts are very high. If you don't pay it off then they can place lien on your properties and even on your car. But they cannot garnish your social security account.

Feel free to ask if you have any further questions.

Best of luck,
Larry
Posted on: 07th Jul, 2008 03:23 am
I have never heard of them putting a lein on a car either. However, they will garnish a savings account unless it is social security benefit You will need to let the bank know if it is a social security benefit so that they can stop it from being garnished.
Posted on: 07th Jul, 2008 06:26 pm
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