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Mobile home foreclosures or repossession - What next?

Anonymous
Posted on: 02nd Jan, 2006 02:11 am
My investor who wants to repossess my home is constantly harassing me. But I am still current on my mortgage payments. If we don't pay an insurance payment and miss any property tax, they say that they will be taking our home. I am currently staying in a mobile home park. Can you tell me, if I apply to HUD will they help us pay off the loan and move into some other place?
Welcome LG,

Unless you are the owner of the property or the land and the borrower of the loan, no one can force you for the payments. You can either walkaway from the property or you can sell it off.
Posted on: 06th Mar, 2013 09:04 pm
Hi. I had a mobile home loan that has now reached maturity but I still owe 10,000 due to financial hardships over the term of the loan. They tacked all the deferred payments and fees to the end of the loan which is what this all is. I haven't received anything about repo yet but I am curious how long I have to figure this out and what the time frame is as to how fast they can take my mobile home. Its on a rented lot by the way. I live in Pa.
Posted on: 14th Jun, 2013 11:56 am
Hi Denice,

Well, it will depend upon the lender as to when he will repo the property. If you want to save it, then you can contact the lender and negotiate with him so that you can get some time to pay off the dues.
Posted on: 16th Jun, 2013 11:26 pm
Arkansas tenant not paying payments on a Rent to Own Mobile Home, do I foreclose or repossess? Where can I find the laws in Arkansas
Posted on: 22nd Aug, 2013 10:16 am
Hi Nancy,

You may be able to repossess the property. You can contact a real estate attorney based at Arkansas and he or she will help you with the laws.

Thanks
Posted on: 22nd Aug, 2013 09:54 pm
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