Lien on Social Security Check

http://www.mortgagefit.com/credit-card/lien-socialsecurity.html

Hi Vonny!

Welcome to forums!

Social security income and retirement benefits are exempt from being garnished by the collection agencies. If your collection agency threatens you about garnishing your social security income, you can contact an attorney and take legal actions against them.

Feel free to ask if you've further queries.

Sussane

if a collection agency threatens and acts in any way out of sorts, you can seek the assistance of the federal trade commission.

Looks like they are not goign after his/her social security money

I think at this point your need to tell the collection agency that you do nto have any other source of income and you cannot pay

y'know sunny i got all caught up in the social security aspect of this and skipped right over the "paid" reference to this particular bill.

vonny770, you need to produce your documentation to prove that this debt was paid off so that they'll get off your back.

No worries George

Any one can do that mistake

can a county that requires yearly taxes on a vehicle take your social security money from your bank account

dj unless you have given authorization to someone to withdraw funds from your savings account, it cannot be taken. there are two ways in which an entity or another person can get your funds: with your permission, or by obtaining a judgment in court. even with a judgment, though, you'd be able to pay that on your own and you'd have to default before a court would allow them to take your funds.

social security benefits are not garnishable, but once they enter a bank account and get intermingled with other funds, it's open season on them...but only if one of the two conditions above apply.

George is correct...and it will also depend on state law
Some states do not allow garnishment of wages

Hi dj,

Social security is non garnishable. However, what George said is right. Once you put the social security into your bank account, they may get garnished. One thing that can be done is talking to the bank. You can mention that your money comes from social security, which is non garnishable.

However, garnishment laws differ from state to state. It is advisable to check into the state laws regarding garnishment of accounts.

lydia, that's a fine idea to talk to the bank as a general rule, but i suspect that there wouldn't be too many banks that could differentiate between SS funds and non-SS funds in an account - unless the sole source of deposits was from SS direct deposit.

and even then, if you're working with a "big bank" - i.e. a national banking conglomerate - there's even less likelihood that they'll be able (or willing) to try to flag an account in such a manner. bankers aren't especially cooperative when working with individual consumers - sorry all who are bankers - and that's why it's a very good idea to have an account in a couple of different places, perhaps. in that fashion, SS deposits could go one place unknown to creditors, while other funds sit on deposit in another place.

of course, if one can find the way to pay the bill that is the cause for a garnishment, that'd be the easiest way to solve the problem. and that is always the best course of action to begin with.

Hi,

Thank you George, for pointing out that banks may not be able to either differentiate between SS fund and non SS fund, or may not cooperate with the customer. in that case, having a separate account is a better option, and finding some way to pay the dues is the best option.

i agree thoroughly, lydia.

can state tax put a lien on your social security check for back taxes?

Hi busdown,

As far as I know, IRS will be able to garnish you social security benefits in order to recover the back taxes. They will be able to garnish around 15% of your social security income.

Thanks