Posted on: 13th Aug, 2009 03:59 pm
Senior being harassed by a collection agency to repay a debt paid off in 2006. Received a "Dismissal without Prejudice." Social Security is my only income. Can they take my check?
no
That is right. We live in Florida and Social Security Disability Income is our only form of income. We used all of our savings because we had to wait out getting the SS Disability. We have nothing left. We used our saving what we had to pay the bills way down. Then the bank made a mistake with our Mortgage Settlement. We were supposed to have Disability Insurance. They said we are sorry we made a mistake. Took our money at settlement which they have now given us that $400.00 back but I have no other Disability Insurance only my SS Disability. After they take out the Medical etc. Nothing else there. Can't even buy anything. Buy food once a month and make things wih them. Potatos all different way. Pancakes etc. Things cheap and each. We talked to a Lawyer and they said we are judgement proof. That is in Florida. What state do you live in? It may be different. Check with your rep. Our accounts are closed and we just get calls from different people. Sometimes lawyers and sometimes other people. We got the Obama plan so they can't take our home for 40 years. I will be dead. Got as low as 2%. That is good. Keep we posted and I'll try ti help you. What can IRS do on the back taxes? We are going into something like that for 2007. We didn't get the 1099 from the man and now we have back taxes to pay around 2K. They didn't tell me what they are going to do. I was going to call them tomorow. Never in our life has something like this happened to us. This is awful.
busdown,
Are you sure? We would like to do an Offer of Compromise and pay it out over a few months. Can this be offered before a Lien on the House. I don't know what Chase would say if a Lien gets on the house. We never were allowed this isn the past. We live in Florida. Have no assets. No equity in the house. This is why the bank does not want it. We qualified for the 40 year Obama plan. Did 7-8 trial payments. Should have only did 3. Knew they would loose due to the violations with the Mortgage. DID the IRS do that to you? I know you can't release your taxes in Bankruptcy. Thank you, DONNA
Are you sure? We would like to do an Offer of Compromise and pay it out over a few months. Can this be offered before a Lien on the House. I don't know what Chase would say if a Lien gets on the house. We never were allowed this isn the past. We live in Florida. Have no assets. No equity in the house. This is why the bank does not want it. We qualified for the 40 year Obama plan. Did 7-8 trial payments. Should have only did 3. Knew they would loose due to the violations with the Mortgage. DID the IRS do that to you? I know you can't release your taxes in Bankruptcy. Thank you, DONNA
Hi Donna!
Welcome to forums!
Your query has been replied to in the given page:
http://www.mortgagefit.com/problems/judgment-proof.html
Take a look at it. I hope it'll help you.
Sussane
Welcome to forums!
Your query has been replied to in the given page:
http://www.mortgagefit.com/problems/judgment-proof.html
Take a look at it. I hope it'll help you.
Sussane
can state lien on social security retirement for back taxes?
Welcome cc,
As far as I know, social security income cannot be garnished for back taxes.
As far as I know, social security income cannot be garnished for back taxes.
You need not worry, cc, about your SS benefits. You might have to be concerned about any bank accounts that you have, though. Even if the deposits are from SS, they would be attachable in a bank account.
hello my nmaeis wandajoyceharris ther is a lein on my socialsecurity number or 20.000.00 they keep on lying i owe the irs that amount and my incometax check was stolen in2009 and now it is a lein the check was psrocessed on december 13,2009 and sent and someone stole the check i do not have the check number and now theris a lein how can i take if off and get all of my refunds and socialsecurity checks back.
Hi wandajoyceharris,
If there is a lien, then you will have to pay it off in order to release it. As your checks have been stolen and you do not have the required documents. You should contact your attorney and discuss your case with him. He will let you know what steps you need to take in this matter.
If there is a lien, then you will have to pay it off in order to release it. As your checks have been stolen and you do not have the required documents. You should contact your attorney and discuss your case with him. He will let you know what steps you need to take in this matter.
I AM GOING 2 START GETTING MY SSI CHECKS IF I OPEN A CHECKING ACCOUNT FOR DIRECT DEPOSIT CAN BILL COLLCTORS TOUCH MY SSI MONEY IN THE CHECKING ACOUNT WHERE IT IS DIRECT DEPOSIT
Hi MARY!
Welcome to forums!
The bills collectors won't be able to go after your social security check but they can definitely garnish the checking account where the money is deposited. However, in order to do so, they will have to get a judgment against you from the court.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
The bills collectors won't be able to go after your social security check but they can definitely garnish the checking account where the money is deposited. However, in order to do so, they will have to get a judgment against you from the court.
Feel free to ask if you've further queries.
Sussane
com me to court and won now they put lein on my checking acount of wich i ony get 621.00 mo thly now iam in the negtive can the bank put me in jaiul
Welcome shirley,
The bank can take legal actions against you. You should contact an attorney and take his or her opinion in this matter. The attorney will guide you as to what you should do in this case.
The bank can take legal actions against you. You should contact an attorney and take his or her opinion in this matter. The attorney will guide you as to what you should do in this case.
increasedwithheldforbacktaxes isthisright
increased withheld for back taxes is this right